 Happy
New
Year!
Put those New Year's
resolutions into practice! Whether you are
hoping to buy a new house in order to take
advantage of the federal homeownership tax credit
or if you are facing problems as a result of the
poor economy, resources are available to help.
In addition to seeking outside information,
make sure to organize your own financial
information. In this issue are several
sources to help you get started. Don't delay
-- start today to take control of your
financial situation.
In this issue:
Tools for Tough Times | Getting Finances Back on Track | Dreaming of Buying a
Home?
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Tools
for Tough Times
Economic problems facing you
in 2010? If you need help as a result
of the economy, check out "Help Wanted,"
a new public
television series and web portal offering real
world advice for real world situations from
organizations that can truly help. The series and
website give New York citizens useful and
trustworthy information in an accessible
centralized manner regarding the factors affecting
their family economic situation. Partnering
closely with government and non-profit
organizations, "Help Wanted" features a weekly
26-episode television series, a web portal that
serves as a vital tool for resources, and public
outreach events to expand the reach of the project
and the resources. The show premiered on
Thursday, January 7th at 8:30pm on WMHT-Albany.
Click here for broadcast schedule. Previous
episodes can also be viewed online Continue reading for more
details...
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Getting
Finances Back on
Track
Many of us have good
intentions to get our "financial house in
order" and take control of our finances
rather than letting them control us.
Daunting as that may be, here are some
practical suggestions excerpted from a CBS
news story (www.cbsnews.com) about David Bach,
best-selling author of "Start Over, Finish Rich,"
to get your
finances organized for 2010 and help save you some
money at the same time.
Asked
ho w much money people
are losing by being disorganized with their bills
and receipts, Bach said, "The key is to start by
'finding your money' - getting organized is where
you start. People can lose thousands of
dollars a year when they don't know where their
money is. Just losing itemized deduction alone
because you didn't keep you records can cost you
thousands of dollars. Not keeping your home
improvement records can cost you tens of thousands
when you sell your home."
Bach said the
biggest mistake people make is not organizing
their statements, stuffing all into a drawer
without any system. Asked why, he said, "Most people don't know
how to 'get organized financially.' They were not
trained, they don't have a system. I have a
system. It has helped thousands of people. It's
easy and you can do it in an hour."
To continue reading more
suggestions from David Bach...click
here.
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Dreaming
of Owning a Home?
Considering home
ownership in 2010? TRIP's national partner,
NeighborWorks America, has created a web site to
assist people who are considering buying a home
called "Keys to My Home" at http://www.keystomyhome.org.
NeighborWorks America tells consumers that
"Your dream of
owning a home can become a reality if you set
realistic goals, get sound advice, plan carefully
and clearly understand the costs of
homeownership."  That is why
NeighborWorks America has partnered with
E*TRADE Financial to create the educational Web
site, "designed to help you make informed, sound
decisions related to the home buying
process." Topics include
getting ready, understanding credit issues,
financing considerations, finding a home and
managing one's home. If you are
considering buying a home, this website will help
you understand the big picture to prepare you for
each step. You should also plan on
attending one of TRIP's Homebuyer
Orientations. They are offered once a month
and provide useful information about local
homebuying programs as well as how TRIP can offer
someone on their path to becoming a
homeowner. To register for an orientation or
to access quality, free financial and housing
counseling, contact the TRIP NeighborWorks
Homeownership Center at 690-0020 or rose@triponline.org.
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CONTACT
US
415 River Street
Troy, NY 12180
(518) 272-8289
OUR MISSION
TRIP's mission is to
enable individuals and families to live in desirable,
sustainable neighborhoods. Our vision is to foster the
development of Troy as a dynamic city of thriving
neighborhoods providing a variety of housing choices and
accommodating a diverse
population.
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UPCOMING
EVENTS
January 19,
2010
6-7:15pm @ School 2 Neighborhood
meeting for residents of 8th, 9th and 10th streets to
meet neighbors, discuss issues, plan events.
Co-sponsored by TRIP /Communities that Care.
Questions? Contact Hilary @ TRIP at 272-8289 x214
or hilary@triponline.org
January 27,
2010
TNAC (Troy Neighborhoods Action Council)
5:30-7pm @ USATF Office 233 4th St. Neighborhood groups
and individuals welcome. Planning for 2010. More info
contact TRIP at 272-8289 x214 or hilary@triponline.org
Sunday Jan 17
Interfaith Service at Bethel Baptist Church
2165 5th
Ave 274-4303
Monday Jan 18
MLK Breakfast Program 8 AM at Franklin
Terrace
February 9, 2010 Homebuyer Orientation at
the HomeOwnership Center 415 River St. 6-7pm. Learn
about the variety of homebuyer programs available, the
Pre-purchase Program and applying for First Time
Homebuyer Grants. No fee for this session.Call
690-0020
register@triponline.orgFebruary
17 & 24 Money Smart @ TRIP 415
River Street, 2nd Floor. 5:30pm. A workshop about
how to manage money wisely. Held in two sessions.
Topics: Budgeting, Savings, Credit & Loans. For more
info call 690-0020 orregister@triponline.org
Spring Landlord Training Session:
Date TBA
5:30-9:30pm | |
