Buy a Home

Want to purchase a home?

Maybe you don't know where to start.  Maybe you're nervous about the current housing market. Maybe you don't think you will qualify for a mortgage, or how much of a mortgage would be affordable.  Maybe your "bad" credit isn't as bad as you think, or can be improved with a little direction. 

TRIP's HomeOwnership Center can help answer some of your questions, and help you to generate more of your own.

Our homeownership counselors are highly trained and able to help you navigate the hombuying process with less headaches! Our goal is for you to have the most information so that you can make the best decisions for your unique situation.

Where do I Start?

Attending a Homebuyer Orientation!  At our orientation, we talk about the benefits & disadvantages to becoming a homeowner, some of the costs you can expect, and a quick overview of qualifying for a mortgage. We also go over the qualifications and requirements for our downpayment assistance programs as well as what's involved in our Pre-Purchase Program.

Check our Calendar of Events for the next scheduled Orientation!

Register Online, or contact us at the HomeOwnership Center at 690-0020 x221.

And then what?

After attending a Homebuyer Orientation, you will need to schedule a one-on-one appointment with one of our counselors.  At this appointment, you and your counselor will assess your starting point, establish your goals and expectations, and what steps you need to take to acheive your goal of homeownership. 

This can include but is not limited to:

approximately how much of a mortgage will a bank approve you based on income;

how much would that monthly mortgage payment be, and how that fits with your monthly budget; Would a bank approve you for a mortgage based on your credit history and current debts; Comparing mortgage products; Are you income eligible for any down payment assistance;

Contact the HomeOwnership Center at 690-0020 x221 to schedule an appointment.